How To File An Uninsured Motorist Claim in Texas

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How To File An Uninsured Motorist Claim in Texas

After an accident, one of the most important things to do is file a report to your insurance company. Any other drivers involved in the accident will also need to file reports similarly. However, the road ahead could be tough when your auto accident involves an uninsured motorist.

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Uninsured motorists are drivers who have not taken the proper care to obtain vehicle insurance. This means they are driving around without liability coverage – a situation that could be quite problematic when an accident of any nature occurs. The Insurance Research Council has estimated that close to 15% of all car collisions in the U.S. will involve an uninsured motorist, making the aftermath of an accident all the more difficult to handle.

In all 50 states, Texas is ranked ninth among the states with the highest number of uninsured motorists driving around on city streets and highway roads. Furthermore, it has been estimated that little over 20% of all motorists in the state are driving around uninsured. If you are not one of these drivers and you have taken the proper care to obtain the automobile insurance you need, you may believe that these statistics are inapplicable to your case. However, if you are involved in a car accident with an uninsured motorist, then you could be in for serious issues. The motorist responsible for an accident must pay for the damages and injuries. However, when a motorist does not have the proper insurance coverage, it can be difficult for them to meet the financial expectations of the law.

Making an Uninsured Motorist Claim Texas
Suppose you were involved in an accident caused by an uninsured motorist in the state. In that case, you will undoubtedly require the experienced representation of a car accident attorney from our Law Group. Depending on the conditions stipulated in your auto insurance coverage, you may already have protection designed within your coverage to protect you if an uninsured motorist accident. Coverage of this sort will allow for payment of the damages that the other person’s insurance should cover.

After being hit and/or injured in an accident caused by an uninsured motorist, you will greatly benefit from utilizing the legal skills of the attorneys at our firm. We have spent the last ten years developing fool-proof ways to protect the safety of the clients we serve and ensure that their rights are not taken advantage of by any other motor vehicle operator on the road. When it comes to auto accidents, we have the skills and legal means necessary to help guide you through the process of filing an uninsured motorist claim, taking your case, to court or whatever else your case may require.

For more information about how we can help you file a claim, contact an uninsured motorist lawyer from our firm as soon as possible.

School Zones And Speeding Tickets

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School Zones And Speeding Tickets

Police will watch school zones for speeders when local schools reopen. Local police remind motorists that speed in school zones is 20 miles per hour unless otherwise posted. Drivers should be attentive to pedestrians in crosswalks in and around the local school. Pedestrians should cross at designated intersections and crosswalks when they have the right of way. Police officers will be posted near school zones to monitor the speeds of vehicles, along with improper lane changes, tailgating or other safety issues. School patrols will be done with regular shift officers. August will also be one of the months to allocate state grant money to pay for traffic enforcement. We ask motorists to be vigilant in school zones and areas where students walk to and from school. There’s going to be a lot of kids out there. Extra patrols will be made around schools when they are in session. In addition to speeding violations, police will be watching for drivers who ignore school bus stop-arm warnings and pedestrian crossing issues. Most school traffic violations will result in tickets; some carry heavy fines or possible license suspension.

A driver says the $261 ticket he got for speeding 10 miles over the limit in a school zone was uncalled for. But the police and the city say the ticket was fair and square. The disagreement boils down to whether the slower-speed school zone was posted correctly. The motorist said he pleaded not guilty to the ticket this week. The police said they don’t see where the driver has a legitimate gripe. On Dec. 11, he dropped his son off at middle school. Because he had a doctor’s appointment, he took a short path he usually doesn’t take. At that point, he said, he knew without question he was in a school zone. There’s only one school zone sign after making the turn he took. It’s near the end of the school property and announces: End School Zone. He said that’s where he got pulled over. The driver, 42, said that when an officer gave him a ticket for doing 25 in a 15 mph school zone, he told him children are a precious commodity. The driver, in an interview, said he agreed. It’s true, he said, so why can’t they just put up a school zone sign to warn people turning onto this street to keep it slow? He said he believes the lack of a sign is a money-maker for the city at the expense of child safety. He said the $261 he may have to pay for his ticket should be enough to cover the cost of a sign. He said they know there’s a problem, but they won’t do anything about it. This is simple, said one policeman. When you drive into a school zone, you’re in it until you see an end school zone sign, even if you make a turn. There are all kinds of kids and a crossing guard there. I don’t see where there’s a problem. The city, not the police, put up signs. At City Hall, a spokeswoman said the policeman was correct about the signs. When operating a motor vehicle in a school zone, all drivers should assume they are still in a school zone until they observe an end school zone sign. The driver said he has a good driving record and doesn’t want this blemish.

Dangerous & Unsafe Trucking Practices

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Dangerous & Unsafe Trucking Practices

Texas Truck Accident Injury Lawyer Discusses Common Unsafe Trucking Practices

Unsafe trucking practices lead to approximately 100,000 injuries and 5,000 deaths per year in the United States alone. These astronomical numbers are a somber reminder that this necessary part of modern living has its price. Large commercial trucks, 18-wheelers, semis, big-rigs, and other types of commercial vehicles can cause immense damage when even a small error occurs. Trucking accidents in Texas can be caused by any number of unsafe trucking practices.

Asleep at the Wheel
Truckers earn their wages by spending time on the road and by quickly delivering their goods. This can be a recipe for disaster as it causes some truck drivers to overextend themselves and drive too long under poor, personal physical conditions. Likely causes of truck accidents often involve a driver falling asleep at the wheel, then causing devastating amounts of damage to both themselves and others. While these are well-known risks, Congress recently chose to actually extend the number of possible hours a truck driver is allowed to legally drive from ten hours to eleven hours. Adding that extra hour may not seem like much, but, in reality, it has been a continual cause for unsafe trucking practices. More info on this website
However, there are rules and regulations stated by the Federal Motor Carrier Safety Administration, or FMCSA, that define the necessary limits of fatigue and other factors relating to commercial truck drivers:

Article 392.3 – Ill or fatigued operator
“No driver shall operate a commercial motor vehicle, and a motor carrier shall not require or permit a driver to operate a commercial motor vehicle, while the driver’s ability or alertness is so impaired, or so likely to become impaired, through fatigue, illness, or any other cause, as to make it unsafe for him/her to begin or continue to operate the commercial motor vehicle.”

Breaking the Speed Limit
Because truck drivers can earn more the more quickly they deliver their products, the code also speaks to breaking the speed limit:

Article 392.6 – Schedules to conform with speed limits
“No motor carrier shall schedule a run nor permit nor require the operation of any commercial motor vehicle between points in such period of time as would necessitate the commercial vehicle being operated at speeds greater than those prescribed by the jurisdictions in or through which the commercial motor vehicle is being operated.”

The Bottom Line
Despite these prudent regulations, truck companies and their employees tend to bend the rules in favor of earning a little more cash. Drivers want to cover the most amount of miles possible in the least amount of time because it will result in a better pay rate for themselves with more time off. In other words, even though they are mostly paid by the mile, truck drivers can increase their hourly wages, so to speak, by driving just a little bit faster. Their employers also stand to make more money if their drivers are able to cover long distances in a short amount of time. Unfortunately, it is this drive for more dollars that can oftentimes lead to fatal or injurious truck-related car wrecks.

Taking On the Insurance Company in a Truck-Related Accident
Trucking companies that encourage unsafe trucking practices should be held accountable for their actions, especially if their negligence results in the death of your loved one or personal injury to yourself. Many of these companies hold valuable insurance policies that they will defend to the teeth with aggressive lawyers, highly-trained insurance adjusters, and accident recreation specialists. Trained to rapidly respond to an accident scene, they will typically start building a case against you as soon as the accident has occurred, often before you might have even thought about contacting competent legal help. With years of experience behind them in being able to completely shut down legitimate insurance claims in trucking accident cases, these lawyers and insurance carriers show little remorse to the victims in need of fair compensation. In essence, they will do everything in their power to prevent you from getting fair compensation.

The Experienced Attorneys at our Law Office Can Help
On the other hand, with 20 years of hard-earned experience in Texas trucking accident cases, the lawyers at our Law Office will do everything in their power to ensure that you receive fair and just compensation. With hundreds of settled cases, including many multi-million dollar settlements, our reputation is so well-known with trucking accident insurance carriers that our clients are typically offered out-of-court settlements because these insurance companies know that we’re fully capable of winning a case should it go to court. While we are prepared to go to court should that best suit your case, we also want to lessen your time spent having to worry about the legal ramifications of being involved in such a traumatic event like a truck-related accident. For that reason, we seek to serve you best by attempting to gain a settlement out of court.

No matter the circumstances of your case, we will always keep you informed and help to guide you to the best possible route your case should take. If unsafe trucking practices have caused injury to yourself or someone you love, consider contacting the competent Texas attorneys at our Law Office. Let us help you receive full and fair compensat