How To File An Uninsured Motorist Claim in Texas
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How To File An Uninsured Motorist Claim in Texas
After an accident, one of the most important things to do is file a report to your insurance company. Any other drivers involved in the accident will also need to file reports similarly. However, the road ahead could be tough when your auto accident involves an uninsured motorist.
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Uninsured motorists are drivers who have not taken the proper care to obtain vehicle insurance. This means they are driving around without liability coverage – a situation that could be quite problematic when an accident of any nature occurs. The Insurance Research Council has estimated that close to 15% of all car collisions in the U.S. will involve an uninsured motorist, making the aftermath of an accident all the more difficult to handle.
In all 50 states, Texas is ranked ninth among the states with the highest number of uninsured motorists driving around on city streets and highway roads. Furthermore, it has been estimated that little over 20% of all motorists in the state are driving around uninsured. If you are not one of these drivers and you have taken the proper care to obtain the automobile insurance you need, you may believe that these statistics are inapplicable to your case. However, if you are involved in a car accident with an uninsured motorist, then you could be in for serious issues. The motorist responsible for an accident must pay for the damages and injuries. However, when a motorist does not have the proper insurance coverage, it can be difficult for them to meet the financial expectations of the law.
Making an Uninsured Motorist Claim Texas
Suppose you were involved in an accident caused by an uninsured motorist in the state. In that case, you will undoubtedly require the experienced representation of a car accident attorney from our Law Group. Depending on the conditions stipulated in your auto insurance coverage, you may already have protection designed within your coverage to protect you if an uninsured motorist accident. Coverage of this sort will allow for payment of the damages that the other person’s insurance should cover.
After being hit and/or injured in an accident caused by an uninsured motorist, you will greatly benefit from utilizing the legal skills of the attorneys at our firm. We have spent the last ten years developing fool-proof ways to protect the safety of the clients we serve and ensure that their rights are not taken advantage of by any other motor vehicle operator on the road. When it comes to auto accidents, we have the skills and legal means necessary to help guide you through the process of filing an uninsured motorist claim, taking your case, to court or whatever else your case may require.
For more information about how we can help you file a claim, contact an uninsured motorist lawyer from our firm as soon as possible.